Sorry ALL,
Im new to the bulk vending business... I just bought a few gumball machines and as im working on getting locations I was asked, "What if a Kid chokes on a gumball" whos liable... has anyone ever been asked this or had to deal with this? What is my response to the location owner?
Sorry if this sounds dumb but like I said im new to this... any help is greatly appreciated!
Thanks Again!
What if a Kid Chokes on a gumball?
Started by Feed The Geese, Aug 30 2010 12:35 PM
3 replies to this topic
#2
jared1970
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Posted 31 August 2010 - 02:47 PM
You'll need to get liability insurance for you business. You, as the distributor of the candy, are liable. Liability insurance is your responsibility, make sure you tell the location owner that you plan on carrying liability insurance.Sorry ALL,
Im new to the bulk vending business... I just bought a few gumball machines and as im working on getting locations I was asked, "What if a Kid chokes on a gumball" whos liable... has anyone ever been asked this or had to deal with this? What is my response to the location owner?
Sorry if this sounds dumb but like I said im new to this... any help is greatly appreciated!
Thanks Again!
#3
Feed The Geese
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Posted 06 September 2010 - 12:28 PM
Any ideas whats good rate for this type of insurance? Im getting quotes around 400.00 a year...
anyone know where I should look or who offers this type of insurance, specifically for what Im doing?
anyone know where I should look or who offers this type of insurance, specifically for what Im doing?
#4
Profits
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Posted 08 September 2010 - 12:42 AM
You'll need to get liability insurance for you business. You, as the distributor of the candy, are liable. Liability insurance is your responsibility, make sure you tell the location owner that you plan on carrying liability insurance.
This is not correct. Is a restaurant owner liable if you take too big of a mouthful and choke on your chow mien? Is Nabisco liable if you stuff your face with too many Cheeze Its, choke and die? You take certain risks when you consume anything. That makes it the liability of the person eating, not the liability of the person offering the consumable.
Now, if the food you are serving is DESIGNED to make people choke, or there is some sort of reckless factor in which you KNEW the food wasn't safe for consumption yet you served it anyway, then it becomes your liability.
I'm not an attorney... but if you consult one, you will most definitely find the above is correct.
